Our Consumer Mortgage offers:

• a loan amount of up to 75% of the appraised value or purchase price
• 1-5 year term options
• up to 25 year amortization
• fixed or variable repayment options
• competitive interest rates
• prepayment flexibility
• optional insurance coverage to protect your investment

Each mortgage application is completed in-branch by one of our specialists who know you personally and understand your financial goals.

A CMHC Mortgage offers:

• a loan amount of up to 95% of the appraised value or purchase price
• 1-5 year term options
• up to 25 year amortization
• fixed or variable repayment options
• competitive interest rates
• prepayment flexibility
• optional insurance coverage to protect your investment

You will need to meet the requirements of the CMHC, however, your mortgage will be processed in-branch by our lending specialists. 

Mortgage Disability Insurance:

• maximum monthly benefit of $3000 (not to exceed scheduled monthly payment)
• maximum monthly benefit term of 24 months per insured
• age range eligibility of 18-65 years
• no tax on payments
• payments are made regardless of other disability plans
• joint coverage option 

Mortgage Life Insurance (in the case of death):

• maximum benefit of $500,000 (not to exceed the amount of the loan)
• rates based on smoker and non-smoker
• maximum term of 50 years
• age range eligibility of 18-65 years
• no tax on payments
• payments are made regardless of other life insurance plans
• joint coverage option