- Monthly Maintence Fee $5.00
- 8 debit transactions, additional debit fees apply
- Interac/Cirrus fees apply
- 1 free e-Transfer/month (rebated at end of month)
- e-Transfer fees apply
Business Accounts
Business Chequing
Business Savings
MemberDirect® Small Business Online Banking
Pay As You Go
Maximizer
- Monthly Maitenance Fee $50.00
- Interac/Cirrus fees apply
- 5 free e-Transfers/month (rebated at end of the month)
- 5 free requests/month (rebated at end of the month)
- Earn interest (rates vary; please call or visit in branch)
- e-Transfer fees apply
Basic Commercial
- Monthly maintenance fee $15.00
- 35 debit transactions, additional debit fees apply
- 2 Free e-Transfer/month (rebated at end of the month)
- Interac/Cirrus fees apply, e-Transfer fees apply
US Dollar
- $1.00/debit
- Tiered Interest paid
- Not available via Membercard®
- Not eligible for e-Transfers
Unlimited
- Monthly maintenance fee $40.00
- Interac/Cirrus fees apply
- 5 free e-Transfers/month (rebated at end of the month)
- 5 free Request/month (rebated at end of the month)
- e-Transfer fees apply
Charitible
- Monthly Maintenance fee waived
- 25 debit transactions, addtional debit fees apply
- Interac/Cirrus fees apply
- e-Transfer fees apply
Plan 24
- $1.00/debit
- 1 free transaction included
- e-Transfer fees apply
CU Save
- In branch or electronic debit $5.00
- 1 free transaction included
- Not available on Membercard®
Introducing
MDSB is a smart, simple and stress-free financial option for business and organization online banking.
Key Product features
Small Business Online Banking includes a range of features that make it a smart, simple, and stress-free financial option.
- Account consolidation
Signers can group up to three personal and small business accounts together to view account balances and conduct transactions between accounts using a single login.
- Multiple user support
You can add up to three delegate users. Profiles for delegates allow you to assign view only and initiator rights functions. Initiator rights allow a delegate to initiate transactions for the account signer(s) to approve, either online or via a smartphone or tablet.
- Dual signature support
With dual signature support, one signer can initiate a transaction and have another signer approve or decline a submitted transaction.
- Mobile access
You can view your accounts, make bill payments, transfers – including an Interac® e-Transfer – and deposit cheques on-the-go. Additionally, the Transaction Manager feature allows you to view, approve or reject tasks initiated by dual signers or delegates right from your mobile device.
- Deposit Anywhere™
Remotely deposit a cheque using your mobile device, from anywhere, day or night.
- Interac® e-Transfer with Support for Dual Signers
Small Business Online Banking offers Interac® e-Transfer functionality, with the addition of dual signature support if you are accustomed to dual signer controls for your transactions. Also with MDSB you will have the added benefit of greater e-Transfer limits. Please see the FAQ below for your limits.
Learn more here with
How to Get Started or our User Guide
Frequently Asked Questions
What is a delegate?
A delegate is someone such as an employee, bookkeeper or family member that you have granted permission to have access to your online business accounts.
Can delegates see my personal accounts?
When you create a delegate, you can specify which membership the delegate can access. In Small Business Online Banking, you can allow the delegate to view your business membership but not your personal membership.
How can I check for initiated transactions on my mobile device?
If you are a signer for an account, you can use the Transaction Manager feature with your mobile banking app or mobile web browser to review, approve or reject pending payments and transfers.
What is account consolidation?
Account consolidation allows you to see all your business and personal membership accounts using a single login.
Who can see my consolidated accounts?
Consolidated accounts are only visible to the signer who combines them and to authorized delegates.
What information is not consolidated?
While your account and transaction information will be accessible via one login, the following services will only be accessible from the accounts you originally set them up in: e-Statements, e-Documents, Canadian Revenue Agency (CRA) information and any personal messages we have sent to your account.
What are my e-Transfer limits?
Per Transaction $10,000
1 day: $20,000
7 days: $30,000
Monthly: $40,000
Who can see accounts via the mobile web or mobile app?
Signers can see accounts visa the mobile web and mobile app. Delegates can only access account information through our full online banking site.
What is the dual signature feature?
If you require two people to approve payments and transfers, the dual signature feature enables one signer to initiate the transaction and another signer to approve or reject it.
How many signers can we have for an account?
You can choose to have up to three signers for one account, including yourself. Our dual signature feature allows any two of the assigned signhers to act as dual signers for any single transaction.
Stoughton Branch: (306) 457-2443
Kisbey Branch: (306) 462-2220
Text: (306) 802 4487
Email: info@stoughtoncu.com
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