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HOW CAN WE HELP YOU?

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FAQ


 
 

Welcome Home

Whether your mortgage is coming up for renewal or you're thinking about making a change, now may be the perfect time to explore your options.

Our limited-time Mortgage Switch Offer is designed to help make switching simple. Qualifying members can save up to $1,750 in eligible switching costs, take advantage of special promotional mortgage rates, and receive personalized service from a local lending team that's here to help every step of the way.

At Stoughton Credit Union, we know a mortgage is one of life's biggest financial decisions. That's why we take the time to understand your goals and help you find a solution that fits your needs—not just today, but for years to come.

Click below to learn more about our Mortgage Switch Offer, view promotional rates, and see if making the switch is the right move for you.

 

Updated Password Requirements

Our systems recently received an update, and as part of that update, the password requirements for Online Banking and Mobile Banking have changed.  

Strong, unique passwords are an importnant part of keeping your accounts and personal information secure.  The new requirements are:

  • 12-30 characters
  • Must contain at lease one uppercase and one lowercase letter
  • Must contain at least one number
  • Must contain at least one approved symbol  @ # $ - | !
  • Your previous 10 passwords cannot be resused

Please note: Current passwords will continue to work.  These changes apply to new or updating passwords.



 

SCU Money Minute

Saving and Investing Aren't the Same Thing

Saving and investing are both important but they each have a different purpose.

Saving is a great choice for short-term goals or money you'll need in the near future, like holiday shopping, an emergency fund, or a vacation.

Investing is designed for longer-term goals, such as retirement, buying a home, or building wealth over time. While investments can fluctuate in value, they also have the potential to grow over the long run.

The key is knowing which option best matches your financial goal.

Quick Tip

Before putting money aside, ask yourself: "When will I need this money?"

  • Within the next few years? Saving may be the better fit.
  • Five years or more? Investing may be worth exploring.

Looking to Learn More?

Through our partnership with Qtrade Direct Investing, Stoughton Credit Union members have access to an easy-to-use online investing platform, along with educational tools and resources to help you invest with confidence.

Whether you're just getting started or looking to grow your investing knowledge, it's a great place to explore your options.


 

Collabria Offers

Cash Back World Elite Bonus Flex Rewards

Apply for a  Cash Back World Elite® Mastercard or World® Mastercard and activate between April 1 and June 30, 2026, to enjoy a $120 first year fee rebate. You can also earn a bonus Flex Rewards points worth $100 in cash value. 
*Terms and Conditions exist. Visit our website for more information

Mortgage Bundle

Turn your mortgage into real value!  With the Mortgage Bundle Offer, you'll earn 1,000 Flex Rewards points for every $10,000 financed on your mortgage when you hold an eligible credit card*
*Terms and Conditions exist. Visit our website for more information

1st Year Fee Rebate

Experience the best of both worlds with a low-rate credit card designed for practical spenders who want to earn Flex Rewards points from every purchase.
Apply for a Centra Gold credit card and receive a $50 annual fee rebate for the first year*.
*Terms and Conditions exist. Visit our website for more information

Balance Transfer

Pay 0% interest for the first 12 months when you transfer your existing credit card balances for a one-time transfer fee of 3%.
*Terms and Conditions exist. Visit our website for more information

New Member Bundle

New membership, new accounts, new credit card...and 10,000 Flex Rewards points to say "Welcome!" *
*Terms and Conditions exist. Visit our website for more information

 
 
 
Grow Your Savings with SCU
Start building a stronger financial future with our flexible savings accounts and investment options designed to fit your goals.
Dream Big, Borrow Smart
From home renovations to debt consolidation, our loan options give you the freedom to achieve more.
Bank Anytime, Anywhere
Enjoy secure and convenient online & mobile banking with easy transfers, bill payments and e-Statements
Credit That Works for You
Earn rewards, build credit, and manage your spending with a Stoughton Credit Union Collabria Mastercard® that fits your lifestyle.
SCU in the Community
We're more than a credit union - we're your neighbors, supporters, and partners.  From local scholarships to community sponsorships, we invest where it matters most - in YOU!