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Every RRSP season sparks the classic question: RRSP or TFSA?
Should you focus on one, or take advantage of both? It can feel overwhelming, but don’t worry—we’ve got you covered. Our article TFSA vs RRSP breaks down the key differences, benefits, and strategies for each account so you can make the choice that works best for you.
Whether you’re saving for a big goal, planning for retirement, or just looking to make the most of your money, both RRSPs and TFSAs can play an important role. Let us guide you through the season and help answer your questions so your savings work harder for you.
Preparing for the future means more than saving — it means protecting what matters most. At Stoughton Credit Union, we understand that planning ahead is an important part of financial well-being. That’s why we’re proud to be affiliated with Willful, a trusted online platform that helps Canadians create legally valid wills. Through our partnership, members can access exclusive discounts, making this important step simpler and more accessible. It’s one more way we support our members through life’s meaningful moments — today and into the future.
Because planning ahead belongs here.
Collabria Offers
Cash Back World Elite Bonus Flex Rewards
Earn 10x bonus Flex Reward points on every purchase during your first 90 days* when you apply for the Cash Back World Elite® Mastercard before March 31, 2026.
*Terms and Conditions exist. Visit our website for more information
Mortgage Bundle
Turn your mortgage into real value! With the Mortgage Bundle Offer, you'll earn 1,000 Flex Rewards points for every $10,000 financed on your mortgage when you hold an eligible credit card*
*Terms and Conditions exist. Visit our website for more information
1st Year Fee Rebate
Experience the best of both worlds with a low-rate credit card designed for practical spenders who want to earn Flex Rewards points from every purchase.
Apply for a Centra Gold credit card and receive a $50 annual fee rebate for the first year*.
*Terms and Conditions exist. Visit our website for more information
1st Year Fee Rebate - Premium
Enjoy a $120 frist-year annual fee rabte on consumer cards and $130 on business cards, when you sign up for a premium card from January 1 - March 31, 2026*.
*Terms and Conditions exist. Visit our website for more information
2026 Health and Wellness Offer
From January 15 - February 28th you can earn up to 25% more Flex Reward points for every $1 you spend on gyms, fitness classes, massages and more*
*Terms and Conditions exist. Visit our website for more information
Grow Your Savings with SCU
Start building a stronger financial future with our flexible savings accounts and investment options designed to fit your goals.
Dream Big, Borrow Smart
From home renovations to debt consolidation, our loan options give you the freedom to achieve more.
Bank Anytime, Anywhere
Enjoy secure and convenient online & mobile banking with easy transfers, bill payments and e-Statements
Credit That Works for You
Earn rewards, build credit, and manage your spending with a Stoughton Credit Union Collabria Mastercard® that fits your lifestyle.
SCU in the Community
We're more than a credit union - we're your neighbors, supporters, and partners. From local scholarships to community sponsorships, we invest where it matters most - in YOU!
Stoughton Branch: (306) 457-2443
Kisbey Branch: (306) 462-2220
Text: (306) 802 4487
Email: info@stoughtoncu.com
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