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HOW CAN WE HELP YOU?

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FAQ


Service Fee Update: Effective July 31, 2026, a special mail handling fee (at cost) will be added to our Service Fee Schedule.  You can view our fee brochures and fee schedule on our Additional Services and Fees page.

 
 

Welcome Home

Whether your mortgage is coming up for renewal or you're thinking about making a change, now may be the perfect time to explore your options.

Our limited-time Mortgage Switch Offer is designed to help make switching simple. Qualifying members can save up to $1,750 in eligible switching costs, take advantage of special promotional mortgage rates, and receive personalized service from a local lending team that's here to help every step of the way.

At Stoughton Credit Union, we know a mortgage is one of life's biggest financial decisions. That's why we take the time to understand your goals and help you find a solution that fits your needs—not just today, but for years to come.

Click below to learn more about our Mortgage Switch Offer, view promotional rates, and see if making the switch is the right move for you.

 
 

SCU Money Minute

Is Your Information Up To Date?

It's one of those things that's easy to forget until you need it.

If you've recently moved, changed your phone number or email address, gotten married, or experienced another major life change, it's worth taking a few minutes to review the information we have on file.

Having current contact information helps us get in touch if we need to discuss your account, verify suspicious activity, or notify you about important updates. It also helps ensure statements and other communications reach you without delay.

While you're reviewing your information, it's also a good opportunity to think about your registered products. Have you reviewed your beneficiary designations recently? Major life events can change your wishes, and keeping that information current is an important part of planning for the future.

Quick Tip

Any time life changes, take a few minutes to review your banking information. Keeping everything up to date is one of the simplest ways to help protect yourself and your loved ones.

Need to make a change? Stop by either branch or give us a call. We'd be happy to help.

 

Big Dreams Start Smart

You've been dreaming about what's next after high school.  Don't let finances stand in the way.  

Whether you're heading to college, university, or a trade program, we're here to help you explore student loan options. An RESP is a great start, but it doesn't always cover every expense. If you need a little extra support for tuition, books, housing, or day-to-day costs, we're here to help.

Every student's path is different, and we'll help you explore the financing options that make the most sense for your goals.

Collabria Offers

Cash Back World Elite Bonus Flex Rewards

Apply for a  Cash Back World Elite® Mastercard or World® Mastercard and activate between April 1 and June 30, 2026, to enjoy a $120 first year fee rebate. You can also earn a bonus Flex Rewards points worth $100 in cash value. 
*Terms and Conditions exist. Visit our website for more information

Mortgage Bundle

Turn your mortgage into real value!  With the Mortgage Bundle Offer, you'll earn 1,000 Flex Rewards points for every $10,000 financed on your mortgage when you hold an eligible credit card*
*Terms and Conditions exist. Visit our website for more information

1st Year Fee Rebate

Experience the best of both worlds with a low-rate credit card designed for practical spenders who want to earn Flex Rewards points from every purchase.
Apply for a Centra Gold credit card and receive a $50 annual fee rebate for the first year*.
*Terms and Conditions exist. Visit our website for more information

Balance Transfer

Pay 0% interest for the first 12 months when you transfer your existing credit card balances for a one-time transfer fee of 3%.
*Terms and Conditions exist. Visit our website for more information

New Member Bundle

New membership, new accounts, new credit card...and 10,000 Flex Rewards points to say "Welcome!" *
*Terms and Conditions exist. Visit our website for more information

 
 
 
Grow Your Savings with SCU
Start building a stronger financial future with our flexible savings accounts and investment options designed to fit your goals.
Dream Big, Borrow Smart
From home renovations to debt consolidation, our loan options give you the freedom to achieve more.
Bank Anytime, Anywhere
Enjoy secure and convenient online & mobile banking with easy transfers, bill payments and e-Statements
Credit That Works for You
Earn rewards, build credit, and manage your spending with a Stoughton Credit Union Collabria Mastercard® that fits your lifestyle.
SCU in the Community
We're more than a credit union - we're your neighbors, supporters, and partners.  From local scholarships to community sponsorships, we invest where it matters most - in YOU!