Where Local Matters and You Belong
HOW CAN WE HELP YOU?
.png){kind=icon}
.png){kind=icon}
Service Fee Update: Effective July 31, 2026, a special mail handling fee (at cost) will be added to our Service Fee Schedule. You can view our fee brochures and fee schedule on our Additional Services and Fees page.
Welcome Home
Whether your mortgage is coming up for renewal or you're thinking about making a change, now may be the perfect time to explore your options.
Our limited-time Mortgage Switch Offer is designed to help make switching simple. Qualifying members can save up to $1,750 in eligible switching costs, take advantage of special promotional mortgage rates, and receive personalized service from a local lending team that's here to help every step of the way.
At Stoughton Credit Union, we know a mortgage is one of life's biggest financial decisions. That's why we take the time to understand your goals and help you find a solution that fits your needs—not just today, but for years to come.
Click below to learn more about our Mortgage Switch Offer, view promotional rates, and see if making the switch is the right move for you.
SCU Money Minute
Your Mid-Year Financial Check-In
Summer is in full swing, but it's never too early to start thinking about the months ahead. Take a few minutes to check in on your finances.
Ask yourself:
- Am I saving as much as I hoped?
- Have any of my monthly expenses changed?
- Is there a subscription or membership I'm paying for but no longer use?
- Do I have an emergency fund started?
- What expenses are coming up this fall that I should start planning for now?
Whether it's back-to-school shopping, kids' activities, winter tires, home maintenance, or even holiday savings, planning ahead can help reduce financial stress later.
Bonus Tip: Take 10 minutes this week to review your bank statement. You might spot subscriptions you forgot about, identify areas where you're spending more than expected, or find opportunities to save before fall arrives.
Collabria Offers
Cash Back World Elite Bonus Flex Rewards
Apply for a Cash Back World Elite® Mastercard or World® Mastercard and activate between April 1 and June 30, 2026, to enjoy a $120 first year fee rebate. You can also earn a bonus Flex Rewards points worth $100 in cash value.
*Terms and Conditions exist. Visit our website for more information
Mortgage Bundle
Turn your mortgage into real value! With the Mortgage Bundle Offer, you'll earn 1,000 Flex Rewards points for every $10,000 financed on your mortgage when you hold an eligible credit card*
*Terms and Conditions exist. Visit our website for more information
1st Year Fee Rebate
Experience the best of both worlds with a low-rate credit card designed for practical spenders who want to earn Flex Rewards points from every purchase.
Apply for a Centra Gold credit card and receive a $50 annual fee rebate for the first year*.
*Terms and Conditions exist. Visit our website for more information
Balance Transfer
Pay 0% interest for the first 12 months when you transfer your existing credit card balances for a one-time transfer fee of 3%.
*Terms and Conditions exist. Visit our website for more information
New Member Bundle
New membership, new accounts, new credit card...and 10,000 Flex Rewards points to say "Welcome!" *
*Terms and Conditions exist. Visit our website for more information
Grow Your Savings with SCU
Start building a stronger financial future with our flexible savings accounts and investment options designed to fit your goals.
Dream Big, Borrow Smart
From home renovations to debt consolidation, our loan options give you the freedom to achieve more.
Bank Anytime, Anywhere
Enjoy secure and convenient online & mobile banking with easy transfers, bill payments and e-Statements
Credit That Works for You
Earn rewards, build credit, and manage your spending with a Stoughton Credit Union Collabria Mastercard® that fits your lifestyle.
SCU in the Community
We're more than a credit union - we're your neighbors, supporters, and partners. From local scholarships to community sponsorships, we invest where it matters most - in YOU!
Stoughton Branch: (306) 457-2443
Kisbey Branch: (306) 462-2220
Text: (306) 802 4487
Email: info@stoughtoncu.com
Google Pay and Google Wallet are trademarks of Google LLC.