As we welcome 2026, there’s no better time to focus on your financial goals. From reducing debt to growing your savings, small, intentional steps can make a big difference. In this article, we share practical tips to help you build healthy financial habits and set a clear path for the year ahead—because at Stoughton Credit Union, where local matters, your goals belong.
Ready to take control of your finances? Learn more here.


We’ve created 3 simple savings challenges to help you reach your goals — big or small. Whether it’s a rainy day fund, a dream vacation, or your next big purchase, every penny saved counts.
Download and print your challenge or pick one up in-branch.
Because building your future should happen where local matters and you belong.
Get Your Challenge
Earn 10x bonus Flex Reward points on every purchase during your first 90 days* when you apply for the Cash Back World Elite® Mastercard before March 31, 2026.
*Terms and Conditions exist. Visit our website for more information
Turn your mortgage into real value! With the Mortgage Bundle Offer, you'll earn 1,000 Flex Rewards points for every $10,000 financed on your mortgage when you hold an eligible credit card*
*Terms and Conditions exist. Visit our website for more information
Experience the best of both worlds with a low-rate credit card designed for practical spenders who want to earn Flex Rewards points from every purchase.
Apply for a Centra Gold credit card and receive a $50 annual fee rebate for the first year*.
*Terms and Conditions exist. Visit our website for more information
Enjoy a $120 frist-year annual fee rabte on consumer cards and $130 on business cards, when you sign up for a premium card from January 1 - March 31, 2026*.
*Terms and Conditions exist. Visit our website for more information
From January 15 - February 28th you can earn up to 25% more Flex Reward points for every $1 you spend on gyms, fitness classes, massages and more*
*Terms and Conditions exist. Visit our website for more information