Skip to main content

The fast, secure way to send, request and receive money

Sending, receiving, and requesting money can be done quickly and securely with Interac e-Transfer!
All you need is your recipient's email address or mobile phone number to send money in just a few quick and easy steps.
  1. Login to Online Banking and go to 'Transfers'.
  2. Select 'Send via Interac e-Transfer®'
  3. Enter your information on the Profile details. Click 'Continue'.
  4. Confirm Interac profile details and click 'Continue'
  5. Your profile is now created!

What you should know:

  • The email address and/or mobile phone number that you have entered will be used to inform you when your Interac e-Transfer® has been received or declined.

  • You can update your profile at any time in online banking by selecting the 'Profile Settings'.

  1. Only a recipient’s email address or mobile number is required to send money.
    1. Login to digital banking and go to 'Send via Interac e-Transfer®'.
    2. Select Add new contact besideTransfer to
    3. Select 'Add contact'. If you are using the mobile app, you have the option to choose from your contacts. 
    4. Enter Contact details and Security details. Click Continue'.
    5. Confirm Interac contact details details and click 'Continue'.
    6. Contact successfully added. 
    What you should know:
    • For your security, only you and the recipient should know the security question and answer. You can communicate this to the recipient by phone or in person for additional security.
    • You can edit a recipient's information at any time, or delete a recipient if you no longer need to send them money by 'Manage Contacts'.
  1. Sending money is quick and secure with Interac e-TransferAfter you've created your user profile and a recipient list you can now send an Interac e-Transfer transaction.
    1. Login to Online banking and go to 'Send via Interac e-Transfer®'.
    2. Select from the drop downs who you would like to send to, and which account to and enter the amount you'd like to send.  A message is not required.
    3. If the recipient has Autodeposit set up you will have to click on the box to agree.  Click 'Continue'.
    4. Confirm transfer details and click 'Continue'.
    5. Money is now sent to your contact.
    What you should know:
    • If the recipient has not deposited the money that you sent to them by email, you can send them an email reminder on the 'History' page.
    • If the money you have sent has not been deposited by the recipient within 30 days, you will receive a notification with a link to deposit the funds back into your account.
    • Keep the password secret so that only you and the recipient know the answer.
  1. Interac e-Transfer Request Money enables you to email the sender a request for money in advance and helps decrease delays in receiving your payment.Here's how: 
    1. Login to Online banking and go to 'Transfers'
    2. Under 'Transfers', select ''Request Money via INTERAC e-Transfer®.
    3. Select the contact that you'd like the funds transferred from.
    4. Enter information in the Request from section and Deposit to section. Click 'Continue'.
    5. Confirm request details and click 'Continue'.
    6. Request money is now sent to your contact.
    What you should know:
    • You'll receive a confirmation number for your records.
    • Your recipient will receive an email notification and/or text message requesting the Interac e-Transfer.
    • If they accept your request, funds will be automatically deposited into the account you've chosen.
Money received by eTransfer will be deposited directly into your personal or business Stoughton Credit Union account.
Here's how:
  1. Click or tap the link in the email or text notification indicating you have received a new Interac e-Transfer transaction. 
  2. Skip over 'Find your Financial Institution' as this will not populate Stoughton Credit Union.
  3. Select Province as 'Saskatchewan' first, then credit union as 'Stoughton Credit Union'.
  4. Log in to Online banking via the app, mobile web or desktop. Choose the Stoughton Credit Union account into which you wish to deposit the money.
Note: Once you have completed these steps, the next time you receive an Interac e-Transfer, simply click on the Stoughton Credit Union logo that will take you directly to login to deposit into your account.
What you should know:
    • You should have prior knowledge of an incoming e-Transfer. If you receive an Interac e-Transfer from someone you don't know, you do not have to accept the funds. If you know the sender but you aren't sure why you are receiving an e-Transfer, you should contact the sender to ensure the e-Transfer is legitimate.
Autodeposit is a secure way to receive money without having to answer security questions for every transaction.
To register for Autodeposit:
  1. Login to digital banking and go to 'Transfers'.
  2. Select 'Send via Interac e-Transfer®' and select 'Autodeposit' above the transfer section.
  3. Enter Autodeposit details. You can choose to register with mobile phone number or email address. Select account that you'd like the funds deposited to. Check to acknowledge autodeposit registration. Click 'Continue'.
  4. Confirm autodeposit details. Click 'Continue'.
  5. An authentication code will be sent via email. Confirm set up via the received email. 
  6. Autodeposit successfully added. You'll now receive a notification from INTERAC to verify and complete this autodeposit registration. Check your email or text messages for this verification. 
  7. Once verified, you'll now see it as Active Status in your Autodeposit Settings.

What you should know:
  • You can add up to five autodeposits.
  • If you are no longer using an email address or mobile phone number, remember to update your email addresses for Autodeposit in digital banking, under Autodeposit Settings.
  • You will need to set up the security question & answer for your recipients even if they have registered for Autodeposit.
Maximum amount per... Send limits  Receive  Request
per transaction $3,000 $25,000 $3,000
daily $10,000 no limit  
7 days $10,000 no limit  
30 days $20,000 no limit  

*Note that MemberDirect® Small Business limits are different.  Visit MDSB to learn more.