Personal Savings Accounts

• Tiered Monthly Interest Rate     
• 1 Free Debit / Month
• This account is a high interest daily savings account to save money while still having access to funds.  This account is designed for members wanting to save money without locking their funds in.  

Features and Benefits:

• No minimum balance                                    
• Funds are not locked in                 
• Automatic transfers can be set up from chequing account                 
• Electronic access - Member Direct® online serviceIn branch deposit and withdrawal

Service Charges:                    

• One free withdrawal or transfer per month; $5.00 for every transaction thereafter                    
• Electronic debits $5.00 (after first free transaction)

Other Information:            

• Interest calculated on the daily closing balance and paid monthly                 
• No chequing, no ATM, no bill payments, no overdraft sweeping
• The account may not be overdrawn  
•  Free access to Member Direct online banking
•  A membership share is required

• 0.10% Monthly Interest Rate   
  
•  Monthly fee is transaction based 
  
• No Free Debits
• Interest calculated on minimum daily balance and paid monthly                                                                                    
• Monthly statement provided
• May be accessed by using MEMBER CARD® Debit Card via the ACCULINK®, Interac® and Cirrus® automated teller networks as well as through the automated funds transfers (AFT) system
• No chequing privileges