Borrowing

• Loans for consumer based purchases (vehicles, household goods, holidays and debt consolidations)
• Flexible term length
• Fixed rates for 1 to 5 years or variable floating rate
• Credit Insurance available
  

Available options:                                      

1. Term loans                                                                                                                 
   
2. Quick Loans         
   
3. Line of Credit

• Loans for the purchase, construction or renovation of your personal residence
  
• Conventional mortgage or CMHC Insured mortgages available
  
• Financing from 80% for conventional and 95% for CMHC mortgages on assessed value
  
• Fixed rates from 1 to 5 years or variable floating rate
  
• Amortization up to 25 years
  
• Property taxes can be included in the repayment terms
  
• Credit Insurance available
  

• Provide loans to full-time students attending an accredited post-secondary education institution
  
• Maximum advance of $10,000 per year and $40,000 aggregate
  
• Interest paid monthly
  
• Principal repayment to begin within 6 months of withdrawal as a full-time student
  
• Credit Insurance available
  

• Provide loans to purchase RRSP
  
• Maximum loan of $20,000
  
• Terms up to 10 years
  
• Variable interest rate
  
• No prepayment penalty
  
• Credit Insurance available