Personal Mortgages

Buying your 1st home or your 10th we can help

Our Consumer Mortgage offers:

  • a loan amount of up to 75% of the appraised value or purchase price
  • 1-5 year term options
  • up to 25 year amortization
  • fixed or variable repayment options
  • competitive interest rates
  • prepayment flexibility
  • optional insurance coverage to protect your investment

Each mortgage application is completed in-branch by one of our specialists who know you personally and understand your financial goals.

A CMHC Mortgage offers:

  • a loan amount of up to 95% of the appraised value or purchase price
  • 1-5 year term options
  • up to 25 year amortization
  • fixed or variable repayment options
  • competitive interest rates
  • prepayment flexibility
  • optional insurance coverage to protect your investment

You will need to meet the requirements of the CMHC, however, your mortgage will be processed in-branch by our lending specialists. 

Mortgage Disability Insurance:

  • maximum monthly benefit of $3000 (not to exceed scheduled monthly payment)
  • maximum monthly benefit term of 24 months per insured
  • age range eligibility of 18-65 years
  • no tax on payments
  • payments are made regardless of other disability plans
  • joint coverage option 

Mortgage Life Insurance (in the case of death):

  • maximum benefit of $500,000 (not to exceed the amount of the loan)
  • rates based on smoker and non-smoker
  • maximum term of 50 years
  • age range eligibility of 18-65 years
  • no tax on payments
  • payments are made regardless of other life insurance plans
  • joint coverage option