Agriculture and Business

Every Loan application is processed in-branch by our Staff who understand your business

Our Ag & Business Mortgages include:

  • a loan amount of up to 75% of the appraised value or purchase price* (whichever is less)
  • 1-5 year term options
  • up to 25 year amortization
  • fixed or variable repayment options
  • competitive interest rates
  • prepayment flexibility
  • optional and affordable life and disability insurance coverage to protect your investment

Our Ag & Business Loans include:

  • competitive rates
  • flexible repayment plans
  • flexible terms
  • fixed and variable rate options
  • no prepayment penalty
  • optional life and disability insurance protection

Our Ag & Business Revolving Line of Credit includes:

  • competitive rates
  • overdraft protection attached to your business chequing account
  • pay interest only on the funds that you use
  • optional life and disability insurance protection

*application may be reviewed annually

If you like the structure of a loan and the flexibility of a line of credit, then a quick loan is the perfect fit! This unique loan offers re-advanceable funds up to an approved limit.  Apply once, receive your approval limit and access your money when you need it.  Better yet – once you’ve paid down the loan, the funds can be re-advanced without having to apply for another loan!

  • Competitive rates
  • Flexible terms & repayment plans
  • No prepayment penalty
  • Optional insurance protection


The Canada Agricultural Loans Act (CALA) is a federal government guaranteed loan program designed to provide eligible farmers and farm co-operatives with easier access to funds when growing their operations. It’s designed to help Canadian farmers finance improvements and fund the processing, distribution and marketing of farm products.

CALA loans can be used to:

  • purchase farm real estate, livestock (breeding herd) and farm equipment (including repairs)
  • construct farm buildings
  • purchase crop storage condominiums
  • consolidate certain types of debt
  • supplement a farm's energy use with power from renewable sources 

CALA features

  • up to 80% of required capital for eligible business assets
  • up to $3 million for farm product marketing cooperatives
  • maximum term of 10 years (15 for land)
  • terms match the loan purpose and income stream
  • flexible repayment options
  • variable interest rates 

Learn More about CALA

The Canada Small Business Financing Program (CSBFP) is a federal government guaranteed loan program designed to provide eligible businesses with easier access to funds when growing their operations.

CSBFP loans can be used to:

  • up to 90% of the Eligible Costs of the assets financed
  • Monthly repayment frequency with a choice of terms
  • Competivite fixed and variable interest rates are available
  • personal guarantee required
  • One-time Federal Government registration fee of 2% of the loan amount
  • Learn more about CSBFL

​Term Life Insurance

You work hard every day to provide your family with a good life. What would they do if you weren't able to do that anymore?  Family emergencies can happen. If it should happen to you, the right insurance can ease the pain your family will suffer by providing them with the financial support they need to carry on.

Mortgage and Loan Insurance

Managing a business comes with debt of some sort. Our Mortgage and Loan insurance products are here to help you:

  • pay off your mortgage, line of credit, or loans in the event of your death
  • cover your monthly payments if you get seriously ill or injured