Loans & Mortages

• Loans for the purchase of farm land or construction of buildings on farm land
  
• Conventional mortgage financing up to 75% of the assessed value
  
• Fixed rates from 1 to 5 years or variable floating rate
  
• Amortization up to 25 years
  
• Credit Insurance available
  

• Loans to assist in the inter-generation transfer of the family farm
• Conventional mortgage financing up to 90 % of the transfer value
• The vendor will receive the funds over a 5 year period
• The purchaser builds equity with a minimal down payment
• Fixed rates from 1 to 5 years or variable floating rate
• Amortization up to 25 years
• Credit Insurance available

• Loans for the purchase of farm equipment or operating funds
• Terms dependant on the purpose and amount borrowed
• Repayment dependant of the term and cash flow projections
• No prepayment penalty
• Credit Insurance available
  

Available Options 

1. Term Loan   
   
2. Quick Loan   
   
3. Line of Credit

Available as a CALA for agriculture or CSBFP for commercial

• Loans for purchase of agriculture and commercial assets
  
• Loans are guaranteed by the Government of Canada
  
• Available as a term loan
  
• Terms match the loan purpose and income stream
  
• Fixed rate terms from 1 to 5 years and variable interest rates
  
• No Prepayment Penalty
  
• Credit Insurance available
  

• Loans for the purchase of business property, construction or renovation of commercial buildings
• Conventional mortgage financing up to 75% of the assessed value
• Fixed rates from 1 to 5 years or variable floating rate
• Property taxes can be included in the repayment terms
• Amortization up to 20 years
  
• No prepayment penalty
• Credit Insurance available

• Loans for the purchase of business equipment, inventory or operating funds
  
• Available as a term loan or line of credit
  
• Terms dependant on the purpose and amount borrowed
  
• Repayment dependant on terms and cash flow projections
  
• No prepayment penalty
  
• Credit Insurance available