Loans & Mortgages
PERSONAL LOANS
- Loans for consumer based purchases (vehicles, household goods, holidays and debt consolidations)
- Available as a term loan, quick loan or line of credit
- Terms from 1 to 7 years
- Variable interest rates based on Prime Rate
- No prepayment penalty
- Credit Insurance available
- Fill out our online loan application!
RESIDENTIAL MORTGAGE
- Loans for the purchase, construction or renovation of your personal residence
- Conventional mortgage or CMHC Insured mortgages available
- Financing from 80% for conventional and 95% for CMHC mortgages on assessed value
- Fixed rates from 1 to 5 years or variable floating rate
- Amortization up to 30 years
- Property taxes can be included in the repayment terms
- No prepayment penalty
- Credit Insurance available
- Fill out our online loan application!
FARM MORTGAGES
- Loans for the purchase of farm land or construction of buildings on farm land
- Conventional mortgage financing up to 75% of the assessed value
- Fixed rates from 1 to 5 years or variable floating rate
- Amortization up to 25 years
- No prepayment penalty
- Credit Insurance available
- Fill out our online loan application!
FAMILY FARM TRANSFER MORTGAGES
- Loans to assist in the inter-generation transfer of the family farm
- Conventional mortgage financing up to 90 % of the transfer value
- The vendor will receive the funds over a 5 year period
- The purchaser builds equity with a minimal down payment
- Fixed rates from 1 to 5 years or variable floating rate
- Amortization up to 25 years
- No prepayment penalty
- Credit Insurance available
- Fill out our online loan application!
FARM LOANS
- Loans for the purchase of farm equipment or operating funds
- Available as a term loan or line of credit
- Terms dependant on the purpose and amount of the loan
- Repayment dependant of the term and cashflow projections
- No prepayment penalty
- Credit Insurance available
- Fill out our online loan application!
COMMERCIAL MORTGAGES
- Loans for the purchase of business property, construction or renovation of commercial buildings
- Conventional mortgage financing up to 75% of the assessed value
- Fixed rates from 1 to 5 years or variable floating rate
- Property taxes can be included in the repayment terms
- Amortization up to 20 years
- No prepayment penalty
- Credit Insurance available
- Fill out our online loan application!
COMMERCIAL LOANS
- Loans for the purchase of business equipment, inventory or operating funds
- Available as a term loan or line of credit
- Terms dependant on the purpose and amount of the loan
- Repayment dependant on terms and cashflow projections
- No prepayment penalty
- Credit Insurance available
- Fill out our online loan application!
EDUCATION LOANS
- Provide loans to full-time students attending an accredited post-secondary education institution
- Maximum advance of $5,000 per year and $20,000 aggregate
- Interest paid monthly
- Principal repayment to begin within 6 months of withdrawal as a full-time student
- Credit Insurance available
- Fill out our online loan application!
RRSP LOANS
- Provide loans to purchase RRSP
- Maximum loan of $20,000
- Terms up to 10 years
- Variable interest rate
- No prepayment penalty
- Credit Insurance available
- Fill out our online loan application!